Aditya Birla Sun Life Regular Savings Fund
Direct · Growth ₹79.31
06 Jul 2026
NAV
10.4%
3Y CAGR
9.8%
5Y CAGR
10.2%
10Y CAGR
10.3%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
5.07
Sharpe
-14.2%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
NA
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.54 L | 11.3% | -21.9% | 36.4% |
| 3 Years | ₹36.00 L | ₹41.86 L | 10.1% | -5.5% | 18.5% |
| 5 Years | ₹60.00 L | ₹76.03 L | 9.4% | 0.8% | 15.4% |
| 7 Years | ₹84.00 L | ₹1.17 Cr | 9.3% | 4.7% | 10.8% |
| 10 Years | ₹1.20 Cr | ₹1.96 Cr | 9.5% | 8.7% | 10.1% |
| 12 Years | ₹1.44 Cr | ₹2.66 Cr | 9.7% | 8.9% | 10.4% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 11.3% | 9.6% |
| 3 Years | 10.1% | 9.2% |
| 5 Years | 9.4% | 8.7% |
| 7 Years | 9.3% | 8.7% |
| 10 Years | 9.5% | 8.8% |
| 12 Years | 9.7% | 8.9% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 11.1% | 9.9% | -8.8% | 33.1% | 0.57 | 1.59 | 93% | — | — |
| 3 Years | 10.4% | 10.2% | 0.2% | 19.8% | 1.02 | 3.05 | 100% | — | — |
| 5 Years | 9.8% | 9.6% | 4.8% | 15.4% | 1.49 | 21.04 | 100% | — | — |
| 10 Years | 10.2% | 10.3% | 8.7% | 11.7% | 5.07 | — | 100% | — | — |
-14.2%
Max Drawdown
1 mo
Drawdown Duration
7 mo
Recovery Time
-1.1%
Avg Drawdown
Calmar Ratio by Duration
0.78
1Y
0.73
3Y
0.69
5Y
0.67
7Y
0.72
10Y
0.76
12Y
41
Total Holdings
10.4%
Top 10 Weight
24
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Limited | 1.90% |
| 2 | HDFC Bank Limited | 1.61% |
| 3 | Hindalco Industries Limited | 1.22% |
| 4 | Bharti Airtel Limited | 1.12% |
| 5 | Bajaj Finserv Limited | 0.90% |
| 6 | The Federal Bank Limited | 0.78% |
| 7 | SJS Enterprises Pvt Limited | 0.74% |
| 8 | Fortis Healthcare Limited | 0.73% |
| 9 | Axis Bank Limited | 0.70% |
| 10 | State Bank of India | 0.69% |