Aditya Birla Sun Life Credit Risk Fund
Direct · Growth ₹28.16
30 Oct 2026
NAV
8.7%
3Y CAGR
8.4%
5Y CAGR
9.3%
10Y CAGR
8.8%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
19.91
Sharpe
-3.9%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.79%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.49 L | 9.5% | -2.6% | 21.3% |
| 3 Years | ₹36.00 L | ₹40.42 L | 9.0% | 3.1% | 15.3% |
| 5 Years | ₹60.00 L | ₹72.60 L | 8.7% | 5.5% | 12.8% |
| 7 Years | ₹84.00 L | ₹1.11 Cr | 8.9% | 7.0% | 11.6% |
| 10 Years | ₹1.20 Cr | ₹1.97 Cr | 9.9% | 9.2% | 10.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | Category avg |
|---|---|---|
| 1 Year | 9.5% | 7.8% |
| 3 Years | 9.0% | 8.2% |
| 5 Years | 8.7% | 6.8% |
| 7 Years | 8.9% | 6.2% |
| 10 Years | 9.9% | 6.8% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 9.5% | 8.9% | 0.8% | 18.9% | 0.83 | 3.04 | 100% | — | — |
| 3 Years | 8.7% | 8.3% | 5.3% | 13.3% | 1.06 | 12.13 | 100% | — | — |
| 5 Years | 8.4% | 7.8% | 6.6% | 11.0% | 1.39 | — | 100% | — | — |
| 10 Years | 9.3% | 9.2% | 9.1% | 9.6% | 19.91 | — | 100% | — | — |
-3.9%
Max Drawdown
2 mo
Drawdown Duration
7 mo
Recovery Time
-0.2%
Avg Drawdown
Calmar Ratio by Duration
2.45
1Y
2.25
3Y
2.17
5Y
2.17
7Y
2.40
10Y