Aditya Birla Sun Life Bal Bhavishya Yojna
Direct · Growth ₹23.06
04 Nov 2026
NAV
13.7%
3Y CAGR
13.8%
5Y CAGR
12.9%
Weighted CAGR
?
Weighted Mean CAGR
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
Gives more importance to longer time periods (10Y, 20Y) than shorter ones (1Y, 3Y). This balances out recent outperformance and gives a more realistic picture of what long-term returns might look like.
2.63
Sharpe
-33.9%
Max Drawdown
?
Max Drawdown
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
The largest peak-to-trough decline in the fund's NAV. Shows the worst-case loss an investor would have experienced at any point in the fund's history.
0.98%
TER
If you invested ₹1,00,000 every month via SIP, here's how this fund has historically performed across different time horizons.
| Duration | Invested | Median Value | XIRR | Min XIRR | Max XIRR |
|---|---|---|---|---|---|
| 1 Year | ₹12.00 L | ₹12.70 L | 14.0% | -50.3% | 65.9% |
| 3 Years | ₹36.00 L | ₹43.33 L | 13.2% | 1.0% | 27.4% |
| 5 Years | ₹60.00 L | ₹84.32 L | 14.3% | 6.6% | 21.5% |
| 7 Years | ₹84.00 L | ₹1.29 Cr | 12.1% | 9.0% | 14.3% |
SIP returns vs benchmark & category
Annualised SIP return (XIRR) over each rolling horizon — like-for-like, not lump-sum.
| Duration | Fund SIP XIRR | NIFTY 50 | Category avg | Fund edge |
|---|---|---|---|---|
| 1 Year | 14.0% | 14.3% | 8.8% | -0.3% |
| 3 Years | 13.2% | 11.0% | 13.0% | +2.2% |
| 5 Years | 14.3% | 10.4% | 14.0% | +4.0% |
| 7 Years | 12.1% | 10.6% | 12.2% | +1.5% |
| Duration | Mean | Median | Min | Max | Sharpe | Sortino | % Positive | Cat. Mean | Cat. Median |
|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 13.2% | 9.7% | -27.9% | 75.1% | 0.45 | 1.21 | 84% | — | — |
| 3 Years | 13.7% | 14.1% | 6.2% | 22.1% | 2.61 | 918.13 | 100% | — | — |
| 5 Years | 13.8% | 13.7% | 8.1% | 21.3% | 2.63 | — | 100% | — | — |
-33.9%
Max Drawdown
1 mo
Drawdown Duration
8 mo
Recovery Time
-4.7%
Avg Drawdown
Calmar Ratio by Duration
0.39
1Y
0.40
3Y
0.41
5Y
0.35
7Y
Compared against NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Bench CAGR |
|---|---|---|---|---|---|---|
| 1 Year | +6.83 | 0.97 | 97.8% | 88.6% | -3.6% | -10.9% |
| 3 Years | +3.96 | 1.01 | 98.9% | 93.9% | 10.4% | 6.4% |
| 5 Years | +3.18 | 0.95 | 94.4% | 90.0% | 8.4% | 5.2% |
| 7 Years | +1.42 | 0.85 | 87.0% | 84.8% | 10.9% | 10.0% |
| 10 Years | +0.63 | 0.85 | 85.9% | 83.8% | 8.3% | 7.9% |
| 12 Years | +0.34 | 0.85 | 85.9% | 83.8% | 6.9% | 6.5% |
| 15 Years | +0.07 | 0.85 | 85.9% | 83.8% | 5.5% | 5.2% |
63
Total Holdings
28.8%
Top 10 Weight
32
Sectors
| # | Stock | % of NAV |
|---|---|---|
| 1 | ICICI Bank Ltd. | 5.74% |
| 2 | HDFC Bank Ltd. | 3.56% |
| 3 | Reliance Industries Ltd. | 3.28% |
| 4 | Axis Bank Ltd. | 2.77% |
| 5 | Meesho Ltd. | 2.59% |
| 6 | Bharti Airtel Ltd. | 2.45% |
| 7 | Infosys Ltd. | 2.29% |
| 8 | Eternal Ltd. | 2.07% |
| 9 | State Bank of India | 2.06% |
| 10 | Hindalco Industries Ltd. | 2.04% |